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Unit 4 : Lesson
2: Planning for monthly expenses in your new home
A monthly household budget
| Expenses |
| Housing Expenses |
|
| Rent/mortgage |
$ ___________ |
| Property
tax/insurance |
$ ___________ |
| Home
maintenance |
$ ___________
|
| Electricity |
$ ___________ |
| Gas |
$ ___________ |
| Water |
$ ___________ |
| Nonhousing Expenses |
|
| Food |
$ ___________ |
| Clothing |
$ ___________ |
| Day
care/tuition |
$ ___________ |
| Car
loan(s) |
$ ___________ |
| Car
insurance/tax |
$ ___________ |
| Gas
and oil |
$ ___________ |
| Car
repairs |
$ ___________ |
| Health
care not covered by insurance |
$ ___________ |
| Credit
card payments |
$ ___________ |
| Other
loan payments |
$ ___________ |
| Alimony/child
support |
$ ___________ |
| Entertainment |
$ ___________ |
| Telephone |
$ ___________ |
| Insurance
(other than car) |
$ ___________ |
| Savings
for emergency fund |
$ ___________ |
| Other
________________ |
$ ___________ |
|
| TOTAL MONTHLY EXPENSES |
$ ___________ |
| Income |
| Net (take-home) pay
-- Joe |
$ ___________ |
| Net (take-home) pay
-- Teresa |
$ ___________ |
| Net overtime -- Joe |
$ ___________ |
| Pension, SSI benefits |
$ ___________ |
| Investment earnings |
$ ___________ |
| Public assistance |
$ ___________ |
| Alimony/child support |
$ ___________ |
| Other income |
$ ___________ |
| TOTAL NET MONTHLY
INCOME |
$ ___________ |
Income
after expenses
(Total net monthly income minus total monthly expenses) |
$ ___________ |
|
Savings goals
|
| Goal 1: ___________________ |
|
| Amount needed: $ ___________ |
Save
monthly:
$ ___________ |
|
| Goal 2: ___________________ |
|
| Amount needed: $ ___________ |
Save
monthly:
$ ___________ |
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